Funeral Planning Checklist

A comprehensive guide to help you plan a funeral and ensure nothing
is overlooked during a difficult time

Planning a funeral can feel overwhelming, especially when you’re grieving. This comprehensive checklist is designed to help you navigate the process step-by-step and ensure that all important details are addressed. Whether you’re pre-planning your own funeral or arranging one for a loved one, this guide will help you stay organised.

“Pre-planning your funeral is one of the most caring things you can do for your family. It removes the burden of difficult decisions during a time of grief and ensures your wishes are honoured.” — Australian Funeral Directors Association

At Gardenia Funerals, we’re here to support you through every step of the planning process. Our experienced team can help you work through this checklist and make decisions that honour your loved one’s memory.

Why Funeral Planning Matters: Key Statistics

65%

of Australians who pre-plan their funerals report greater peace of mind and reduced family stress

10-15%

average cost savings when funerals are pre-planned and pre-paid, according to AFDA research

40%

reduction in family stress and decision-making burden through comprehensive funeral planning

Immediate Steps (First 24-48 Hours)

Contact a funeral home (Gardenia Funerals is available 24/7)

Notify immediate family members and close friends

Arrange for someone to stay with family members if needed

Obtain multiple copies of the death certificate

Notify the employer or workplace

Contact the deceased’s doctor if needed for medical information

Locate important documents (will, insurance policies, bank accounts)

Secure the deceased’s home and valuables

Notify relevant organisations (banks, insurance companies, government agencies)

Consider whether you need grief counselling support

Funeral Arrangements (First Week)

Choose between burial, cremation, or other options

Select a casket or urn

Decide on the type of service (traditional funeral, memorial service, celebration of life)

Choose the date and time for the service

Select the location (funeral home, church, cemetery, other venue)

Arrange for a funeral director to guide you through the process

Decide on flowers, music, and readings for the service

Choose who will deliver the eulogy or funeral speech

Arrange for catering or refreshments after the service

Decide on guest list and invitation method (phone, email, social media)

Arrange transportation for the hearse and mourners

Plan for parking at the service venue

Arrange for a photographer or videographer if desired

Consider a guest book or memory table

Legal and Financial Matters

Obtain death certificates (order multiple copies)

Notify life insurance companies

File for any applicable death benefits or pensions

Notify the Australian Taxation Office (ATO)

Arrange for probate if there is a will

Notify banks and financial institutions

Close or transfer social media accounts

Cancel subscriptions and memberships

Notify utility companies

File final tax return if needed

Arrange for payment of funeral expenses

Settle outstanding debts and bills

Distribute assets according to the will

Consider hiring a solicitor or accountant for complex estates

Obituary and Public Announcements

Write or prepare the obituary

Submit obituary to local newspapers

Post announcement on social media

Create a memorial website or online tribute

Send formal death announcements to friends and family

Notify professional organisations and associations

Contact the deceased’s school or university alumni association

Notify religious organisations or community groups

Arrange for a death notice in relevant publications

Consider a memorial page on funeral home website

After the Funeral (Weeks to Months)

Send thank you notes to those who attended or sent flowers/gifts

Arrange for a memorial service or gathering if desired

Decide on final disposition of cremains (if applicable)

Plan a headstone or memorial marker

Arrange for a memorial donation or scholarship in the deceased’s name

Update your own will and estate plans

Seek grief counselling or support groups

Take time to process your grief

Consider creating a memory book or scrapbook

Plan a memorial gathering on significant dates (birthdays, anniversaries)

Donate the deceased’s belongings to charity if appropriate

Update your own insurance and beneficiary designations

Consider planting a memorial tree or garden

Reach out to others who may be grieving

Pre-Planning Your Own Funeral

Pre-planning your funeral can provide peace of mind and relieve your family of difficult decisions during a time of grief. Here’s what to consider:

Document Your Wishes

  • Burial or cremation preference
  • Type of service you want
  • Music and readings you prefer
  • Who should deliver the eulogy
  • Flowers or charitable donations
  • Catering preferences
  • Venue preferences
  • Any special requests or traditions

Financial Planning

  • Pre-pay for funeral services if desired
  • Set aside funds for funeral expenses
  • Consider funeral insurance
  • Discuss costs with a funeral director
  • Review your will and estate plan
  • Ensure beneficiaries are up to date
  • Leave clear instructions for your family
  • Consider a funeral trust or savings plan

Helpful Tips for Funeral Planning

Take Your Time

Don’t rush major decisions. It’s okay to take time to think things through and consult with family members. A good funeral director will help guide you without pressure.

Ask for Help

Don’t hesitate to ask friends, family, or professionals for help. A funeral director, solicitor, or accountant can provide valuable guidance during this difficult time.

Honour Their Memory

Make choices that reflect the personality and values of the deceased. A funeral should celebrate their life and provide comfort to those grieving.

Consider Your Budget

Be clear about your budget and discuss costs with the funeral director. There are options available at various price points, and you don’t need to overspend.

Take Your Time

If the deceased had specific cultural or religious traditions, ensure these are honoured in the funeral arrangements. A culturally sensitive funeral director can help.

Seek Support

Grief is a natural process. Consider seeking support from grief counsellors, support groups, or trusted friends and family members during and after the funeral.

Need Help With Funeral Planning?

Gardenia Funerals is here to help you through every step of the funeral
planning process. Our experienced team can answer your questions and
help you create a meaningful service.